@font-face{font-family:"Jost";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/jost-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Jost";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/jost-latin-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/source-sans-3-latin.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/source-sans-3-latin-ext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
/* Layout: dunkel als Standard, helle Variante per Schalter; ruhige Seiten mit zwei dunkelblauen Bändern (Ablauf, Abschluss); Gold nur als Akzent und als Logo-Kerbe */
:root{
  --paper:#0e1a27; --surface:#15263a; --ink:#e7edf4; --muted:#9fb0c3; --line:rgba(231,237,244,.12);
  --navy:#e7edf4; --band:#16304b; --band-ink:#f2f5f9; --band-muted:#a9b9cb;
  --gold:#d4b673; --gold-ink:#d4b673; --btn-ink:#14273b;
  --display:"Jost","Futura","Avenir Next","Segoe UI",sans-serif;
  --body:"Source Sans 3","Segoe UI","Helvetica Neue",Arial,sans-serif;
  --r:14px; color-scheme:dark;
}
:root[data-theme="light"]{
  --paper:#f4f6f9; --surface:#ffffff; --ink:#15283c; --muted:#56667a; --line:rgba(28,55,83,.13);
  --navy:#1c3753; --band:#1c3753; --band-ink:#f2f5f9; --band-muted:#b7c4d3;
  --gold:#c9a95f; --gold-ink:#86692a; --btn-ink:#14273b; color-scheme:light}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
body{background:var(--paper);color:var(--ink);font-family:var(--body);font-size:1.0625rem;line-height:1.6;-webkit-font-smoothing:antialiased}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:30;background:var(--surface)}
h1,h2,h3{font-family:var(--display);font-weight:600;line-height:1.12;letter-spacing:-.01em;text-wrap:balance;margin:0;color:var(--navy)}
p{margin:0}
a{color:inherit}
.wrap{max-width:1120px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.section{padding-block:clamp(64px,9vw,112px)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-size:.8rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink)}
.mark{width:12px;height:12px;flex:none;background:var(--gold);clip-path:polygon(0 0,100% 0,46% 50%,100% 100%,0 100%)}
.lead{color:var(--muted);font-size:1.15rem;max-width:58ch}
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-weight:600;font-size:1rem;text-decoration:none;padding:14px 22px;border-radius:999px;border:1.5px solid transparent;transition:transform .15s ease,background-color .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn:focus-visible,a:focus-visible,summary:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.btn-gold{background:var(--gold);color:var(--btn-ink)}
.btn-ghost{border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--gold)}
.arrow{width:16px;height:16px}

/* Header */
header.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:color-mix(in srgb,var(--surface) 92%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-block:12px}
.logo img{height:44px;width:auto;display:block}
.logo .l-light{display:none}
:root[data-theme="light"] .logo .l-light{display:block}
:root[data-theme="light"] .logo .l-dark{display:none}
nav.links{display:flex;gap:28px;font-family:var(--display);font-weight:500;font-size:.98rem}
nav.links a{text-decoration:none;color:var(--muted)}
nav.links a:hover{color:var(--ink)}
.top .btn{padding:10px 18px;font-size:.95rem}
@media (max-width:860px){nav.links{display:none}}

/* Hero */
.hero{padding-block:clamp(48px,7vw,96px) clamp(56px,7vw,96px)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(32px,6vw,80px);align-items:center}
.hero-text{display:grid;gap:24px;min-width:0}
.hero h1{font-size:clamp(2.3rem,5.4vw,4rem)}
.hero h1 em{font-style:normal;color:var(--gold-ink)}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
.facts{display:flex;flex-wrap:wrap;gap:8px 22px;list-style:none;margin:6px 0 0;padding:0;color:var(--muted);font-size:.95rem}
.facts li{display:flex;align-items:center;gap:8px}
.facts li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold)}
.portrait{position:relative;max-width:440px;width:100%;justify-self:end}
.portrait img{display:block;width:100%;height:auto;aspect-ratio:1;border-radius:50%;object-fit:cover;box-shadow:0 30px 60px -34px rgba(14,26,39,.55)}
.portrait figcaption{position:absolute;left:-12px;bottom:6%;background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:12px;padding:12px 16px;font-size:.92rem;line-height:1.35;box-shadow:0 14px 30px -18px rgba(14,26,39,.5)}
.portrait figcaption b{font-family:var(--display);font-weight:600;display:block;color:var(--navy)}
@media (max-width:820px){.hero .wrap{grid-template-columns:1fr}.portrait{justify-self:start;max-width:360px}.portrait figcaption{left:12px}}

/* Strip */
.strip{border-block:1px solid var(--line);background:var(--surface)}
.strip .wrap{padding-block:22px;display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 28px;font-family:var(--display);font-size:1.05rem}
.strip s{color:var(--muted);text-decoration-color:var(--gold);text-decoration-thickness:2px}
.strip strong{font-weight:600;color:var(--navy)}

/* Questions */
.head{display:grid;gap:16px;margin-bottom:48px;max-width:720px}
.head h2{font-size:clamp(1.9rem,3.6vw,2.7rem)}
.qgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.q{background:var(--surface);padding:28px;display:grid;gap:10px;align-content:start}
.q h3{font-size:1.18rem;font-weight:600}
.q p{color:var(--muted);font-size:1rem}
@media (max-width:900px){.qgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:580px){.qgrid{grid-template-columns:1fr}}

/* Process band */
.band{background:var(--band);color:var(--band-ink)}
.band h2,.band h3{color:var(--band-ink)}
.band .lead{color:var(--band-muted)}
.band .eyebrow{color:var(--gold)}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;counter-reset:s}
.step{position:relative;padding-top:78px;border-top:2px solid rgba(255,255,255,.16);display:grid;gap:10px;align-content:start}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-2px;left:0;width:48px;border-top:2px solid var(--gold);padding-top:14px;font-family:var(--display);font-size:2.6rem;font-weight:500;line-height:1;color:var(--gold)}
.step h3{font-size:1.2rem}
.step p{color:var(--band-muted);font-size:.98rem}
.step .tag{font-family:var(--display);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--band-muted)}
.after{margin-top:44px;display:flex;flex-wrap:wrap;gap:16px 32px;align-items:center;justify-content:space-between;padding-top:28px;border-top:1px solid rgba(255,255,255,.12)}
.after p{color:var(--band-muted);max-width:60ch}
.after b{color:var(--band-ink);font-weight:600}
@media (max-width:900px){.steps{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:36px}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* Focus areas */
.areas{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}
.area{display:grid;gap:12px;align-content:start;min-width:0}
.area h3{font-size:1.35rem;display:flex;gap:12px;align-items:center}
.area p{color:var(--muted)}
.areas{grid-template-columns:1.35fr 1fr 1fr;align-items:start}
.area.feat{background:var(--band);color:var(--band-ink);border-radius:var(--r);padding:clamp(24px,3vw,34px);margin:-12px 0}
.area.feat h3{color:var(--band-ink);font-size:clamp(1.5rem,2.4vw,1.85rem)}
.area.feat p,.area.feat ul{color:var(--band-muted)}
.badge{justify-self:start;font-family:var(--display);font-size:.75rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;background:var(--gold);color:var(--btn-ink);padding:5px 10px;border-radius:999px}
.area ul{margin:4px 0 0;padding-left:18px;color:var(--muted);font-size:.98rem;display:grid;gap:4px}
.basics{margin-top:44px;padding:20px 24px;border:1px dashed var(--line);border-radius:var(--r);color:var(--muted)}
.basics b{color:var(--ink);font-weight:600}
@media (max-width:820px){.areas{grid-template-columns:1fr;gap:32px}}

/* Money */
.money{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(32px,6vw,72px);align-items:start}
.money .body{display:grid;gap:18px;color:var(--muted);min-width:0}
.money .body b{color:var(--ink);font-weight:600}
.vs{margin-top:8px;display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:var(--surface);font-size:.97rem}
.vs div{padding:18px 20px;display:grid;gap:6px}
.vs div+div{border-left:1px solid var(--line)}
.vs .k{font-family:var(--display);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.vs .v{color:var(--ink)}
.vs .me{background:color-mix(in srgb,var(--gold) 12%,transparent)}
.vs .me .k{color:var(--gold-ink)}
.vs .me .v{font-weight:600}
@media (max-width:820px){.money{grid-template-columns:1fr}}
@media (max-width:480px){.vs{grid-template-columns:1fr}.vs div+div{border-left:0;border-top:1px solid var(--line)}}

/* About */
.about{display:grid;grid-template-columns:auto 1fr;gap:clamp(28px,5vw,64px);align-items:center}
.about img{width:clamp(200px,26vw,300px);height:auto;aspect-ratio:1;border-radius:50%;object-fit:cover;display:block;max-width:100%;flex:none}
.about .body{display:grid;gap:16px;max-width:62ch;min-width:0}
.about .body p{color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1px solid var(--line);border-radius:999px;padding:5px 12px;font-size:.9rem;color:var(--ink);background:var(--surface)}
@media (max-width:700px){.about{grid-template-columns:1fr}}

/* Reviews */
.reviews{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;padding:32px;border-radius:var(--r);background:var(--surface);border:1px solid var(--line)}
.reviews h2{font-size:clamp(1.5rem,2.8vw,2rem)}
.reviews p{color:var(--muted);margin-top:8px;max-width:52ch}

/* Review marquee */
.rev-head{display:flex;flex-wrap:wrap;gap:24px 48px;align-items:end;justify-content:space-between;margin-bottom:36px}
.score{display:grid;gap:4px;color:var(--muted);font-size:.95rem}
.score b{font-family:var(--display);font-size:1.6rem;color:var(--navy);font-weight:600;margin-right:2px}
.score a{color:var(--gold-ink);font-weight:600;text-decoration:none}
.score a:hover{text-decoration:underline}
.stars{color:var(--gold);letter-spacing:2px;font-size:1rem;line-height:1}
.marquee{overflow:hidden;padding-block:6px 12px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.track{display:flex;gap:20px;width:max-content;animation:slide 60s linear infinite;padding-left:20px}
.marquee:hover .track,.marquee:focus-within .track{animation-play-state:paused}
@keyframes slide{to{transform:translateX(-50%)}}
.rev{margin:0;width:min(360px,80vw);flex:none;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:grid;gap:14px;align-content:start}
.rev blockquote{margin:0;color:var(--ink);font-size:1rem;line-height:1.55}
.rev figcaption{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--navy);font-size:.95rem}
.av{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:color-mix(in srgb,var(--gold) 25%,transparent);color:var(--gold-ink);font-family:var(--display);font-weight:600}
@media (prefers-reduced-motion: reduce){.track{animation:none}.marquee{overflow-x:auto;-webkit-mask-image:none;mask-image:none}.track .dup{display:none}}

/* Theme toggle */
.tools{display:flex;align-items:center;gap:10px}
.theme-btn{width:44px;height:44px;flex:none;border-radius:50%;border:1.5px solid var(--line);background:transparent;color:var(--ink);display:grid;place-items:center;cursor:pointer}
.theme-btn:hover{border-color:var(--gold)}
.theme-btn:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.theme-btn svg{width:18px;height:18px}
.theme-btn .moon{display:none}.theme-btn .sun{display:block}
:root[data-theme="light"] .theme-btn .moon{display:block}
:root[data-theme="light"] .theme-btn .sun{display:none}

/* FAQ */
.faq{display:grid;gap:0;border-top:1px solid var(--line);max-width:820px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;padding:20px 0;font-family:var(--display);font-weight:500;font-size:1.15rem;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-weight:400;font-size:1.4rem;line-height:1;color:var(--gold-ink);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 22px;color:var(--muted);max-width:66ch}

/* Final */
.final .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(32px,6vw,72px);align-items:center}
.final h2{font-size:clamp(2rem,4.4vw,3.2rem)}
.final .txt{display:grid;gap:22px;min-width:0}
.contact{display:grid;gap:14px;padding:26px;border-radius:var(--r);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);min-width:0}
.contact .k{font-family:var(--display);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--band-muted)}
.contact .v{font-size:1.08rem;color:var(--band-ink);user-select:all;overflow-wrap:anywhere}
@media (max-width:820px){.final .wrap{grid-template-columns:1fr}}

/* Calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:var(--surface)}
.calc-in{padding:clamp(22px,3vw,34px);display:grid;gap:22px;min-width:0}
.row{display:grid;gap:8px}
.row label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-weight:600;color:var(--ink)}
.row label small{display:block;font-weight:400;color:var(--muted);font-size:.85rem}
.val{display:inline-flex;align-items:center;gap:6px;flex:none}
.val input{width:5.2em;font:inherit;font-variant-numeric:tabular-nums;text-align:right;padding:6px 8px;border:1px solid var(--line);border-radius:8px;background:var(--paper);color:var(--ink)}
.val span{color:var(--muted);font-weight:400;font-size:.9rem}
input[type=range]{width:100%;accent-color:var(--gold);margin:0}
.calc-out{background:var(--band);color:var(--band-ink);padding:clamp(22px,3vw,34px);display:grid;gap:20px;align-content:start;min-width:0}
.calc-out .k{font-family:var(--display);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--band-muted)}
.total{font-family:var(--display);font-weight:600;font-size:clamp(2.4rem,5vw,3.4rem);line-height:1;font-variant-numeric:tabular-nums}
.total small{font-size:.4em;font-weight:500;color:var(--band-muted);margin-left:6px}
.stack{display:flex;height:14px;border-radius:999px;overflow:hidden;background:rgba(255,255,255,.08)}
.stack i{display:block;height:100%;transition:width .25s ease}
.legend{list-style:none;margin:0;padding:0;display:grid;gap:8px;font-size:.95rem}
.legend li{display:grid;grid-template-columns:12px 1fr auto auto;gap:10px;align-items:center;font-variant-numeric:tabular-nums}
.legend .sw{width:12px;height:12px;border-radius:3px}
.legend .pct{color:var(--band-muted);width:3.2em;text-align:right}
.mini{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.mini div{border-top:1px solid rgba(255,255,255,.14);padding-top:10px;display:grid;gap:2px}
.mini b{font-family:var(--display);font-size:1.4rem;font-weight:600;font-variant-numeric:tabular-nums}
.insight{color:var(--band-muted);font-size:.98rem}
.insight b{color:var(--band-ink)}
.calc-note{margin-top:14px;color:var(--muted);font-size:.9rem;max-width:80ch}
@media (max-width:860px){.calc{grid-template-columns:1fr}}
@media (prefers-reduced-motion: reduce){.stack i{transition:none}}

/* Booking */
.booking{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(28px,5vw,64px);align-items:start}
.booking .txt{display:grid;gap:18px;min-width:0}
.booking ul{margin:0;padding:0;list-style:none;display:grid;gap:10px;color:var(--muted)}
.booking li{display:flex;gap:10px}
.booking li::before{content:"";flex:none;margin-top:.55em;width:7px;height:7px;background:var(--gold);clip-path:polygon(0 0,100% 0,46% 50%,100% 100%,0 100%)}
.embed{border:1px solid var(--line);border-radius:var(--r);background:var(--surface);min-height:460px;display:grid;place-items:center;text-align:center;padding:32px;gap:16px;min-width:0}
.embed .cal{display:grid;grid-template-columns:repeat(7,1fr);gap:6px;width:min(320px,100%);margin-inline:auto}
.embed .cal span{aspect-ratio:1;border-radius:50%;display:grid;place-items:center;font-size:.85rem;color:var(--muted);font-variant-numeric:tabular-nums}
.embed .cal span.on{background:color-mix(in srgb,var(--gold) 22%,transparent);color:var(--ink);font-weight:600}
.embed .cal span.h{font-family:var(--display);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}
.embed p{color:var(--muted);font-size:.92rem;max-width:42ch}
@media (max-width:820px){.booking{grid-template-columns:1fr}}

/* Mobile sticky CTA */
.mcta{position:fixed;left:0;right:0;bottom:0;z-index:25;display:none;padding:10px max(16px,env(safe-area-inset-right,0px)) calc(10px + env(safe-area-inset-bottom,0px)) max(16px,env(safe-area-inset-left,0px));background:color-mix(in srgb,var(--surface) 94%,transparent);backdrop-filter:blur(10px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .25s ease}
.mcta .btn{width:100%;justify-content:center}
.mcta.show{transform:none}
@media (prefers-reduced-motion: reduce){.mcta{transition:none}}

/* Mobile */
@media (max-width:700px){
  body{font-size:1rem}
  .mcta{display:block}
  footer{padding-bottom:calc(76px + env(safe-area-inset-bottom,0px))}
  .section{padding-block:56px}
  .hero{padding-block:28px 48px}
  .hero-text{gap:18px}
  .lead{font-size:1.04rem}
  .head{margin-bottom:28px;gap:12px}
  .eyebrow{font-size:.72rem;letter-spacing:.12em}
  .top .wrap{gap:10px;padding-block:10px}
  .logo img{height:36px}
  .top .btn{padding:9px 14px;font-size:.88rem}
  .cta-row .btn{width:100%;justify-content:center}
  .facts{flex-direction:column;gap:6px}
  .portrait{max-width:300px;justify-self:center}
  .portrait figcaption{left:0;bottom:2%;font-size:.85rem;padding:10px 12px}
  .strip .wrap{font-size:.95rem;gap:4px 16px}
  .q{padding:22px}
  .step{padding-top:70px}
  .step::before{font-size:2.2rem}
  .area.feat{margin:0}
  .calc-in,.calc-out{padding:20px}
  .row label{flex-wrap:wrap}
  .legend li{grid-template-columns:12px 1fr auto;font-size:.9rem}
  .legend .pct{display:none}
  .rev{padding:20px}
  .rev-head{margin-bottom:24px}
  .reviews,.contact{padding:20px}
  .faq summary{font-size:1.05rem;padding:16px 0}
  .embed{min-height:0;padding:24px 18px}
  .about img{margin-inline:auto}
}

/* Footer */
footer{background:var(--band);color:var(--band-muted);border-top:1px solid rgba(255,255,255,.08);font-size:.92rem}
footer .wrap{padding-block:40px;display:grid;grid-template-columns:auto 1fr auto;gap:32px;align-items:start}
footer img{height:56px;width:auto;display:block}
footer .legal{display:grid;gap:4px;min-width:0}
footer .legal b{color:var(--band-ink);font-weight:600}
footer nav{display:grid;gap:6px;text-align:right}
footer a{color:var(--band-ink);text-decoration:none}
footer a:hover{text-decoration:underline}
@media (max-width:760px){footer .wrap{grid-template-columns:1fr}footer nav{text-align:left}}

/* Ergänzungen für die Live-Website: Skip-Link, Kontakt-Links, Calendly-Freigabe, Cookie-Banner, Rechtsseiten */
/* Sprungziele nicht unter dem fixierten Header verstecken */
html{scroll-padding-top:104px}
@media (max-width:700px){html{scroll-padding-top:80px}}

/* Mobiles Menü */
.menu-btn{display:none}
.menu-btn .i-close{display:none}
.menu-btn.open .i-open{display:none}
.menu-btn.open .i-close{display:block}
/* Sieben Rubriken passen erst ab 1080px nebeneinander, darunter übernimmt das Menü */
nav.links{gap:24px;font-size:.95rem;white-space:nowrap}
@media (max-width:1080px){nav.links{display:none}.menu-btn{display:grid}}
.top .tools .btn-gold{white-space:nowrap}
@media (max-width:400px){.top .tools{gap:8px}.top .tools .btn-gold{padding:9px 12px;font-size:.85rem}.theme-btn{width:40px;height:40px}}
@media (max-width:360px){.top .wrap{gap:8px}.logo img{height:30px}.top .tools{gap:6px}.top .tools .btn-gold{padding:8px 10px;font-size:.8rem}.theme-btn{width:36px;height:36px}}
.mnav{border-top:1px solid var(--line);background:var(--surface);max-height:calc(100vh - 70px);overflow-y:auto}
.mnav[hidden]{display:none}
.top .mnav .wrap{display:grid;justify-content:stretch;align-items:stretch;gap:0;padding-block:6px 20px}
.mnav a:not(.btn){display:block;padding:14px 2px;font-family:var(--display);font-weight:500;font-size:1.1rem;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line)}
.mnav a:not(.btn):hover{color:var(--gold-ink)}
@media (min-width:1081px){.mnav{display:none!important}}

.skip{position:absolute;left:12px;top:-60px;z-index:50;background:var(--gold);color:var(--btn-ink);padding:10px 16px;border-radius:999px;font-family:var(--display);font-weight:600;text-decoration:none}
.skip:focus{top:12px}

.contact .v a{color:inherit;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.25)}
.contact .v a:hover{border-bottom-color:var(--gold)}

.cal-gate{display:grid;gap:18px;justify-items:center;max-width:46ch}
.cal-gate p{color:var(--muted);font-size:.98rem}
.cal-gate p b{color:var(--ink)}
.cal-gate a{color:var(--gold-ink)}
.cal-icon{width:52px;height:52px;color:var(--gold)}
.cal-gate .cta-row{justify-content:center}
.embed.loaded{padding:0;display:block;overflow:hidden}
.calendly-inline-widget{min-width:320px;height:720px}

button.btn{cursor:pointer}
button.btn-ghost{background:transparent;color:var(--ink)}
.btn-solid{background:var(--ink);color:var(--paper)}
.btn-solid:hover{background:var(--gold);color:var(--btn-ink)}

.linkbtn{background:none;border:0;padding:0;font:inherit;color:var(--band-ink);cursor:pointer;text-align:inherit}
.linkbtn:hover{text-decoration:underline}
.linkbtn:focus-visible{outline:2px solid var(--gold);outline-offset:3px}

/* Beitragsrechner: Absicherung und Vorsorge getrennt */
.grp{font-family:var(--display);font-weight:600;font-size:1.05rem;color:var(--navy);display:grid;gap:2px;padding-bottom:8px;border-bottom:1px solid var(--line)}
.grp small{font-family:var(--body);font-weight:400;font-size:.88rem;color:var(--muted)}
.grp-sav{margin-top:10px;color:var(--gold-ink);border-bottom-color:color-mix(in srgb,var(--gold) 45%,transparent)}
.calc-in .row:has(#c-av) input[type=range],.calc-in .row:has(#c-etf) input[type=range]{accent-color:var(--gold)}
.calc-out{gap:18px}
.res{display:grid;gap:10px}
.res .total{display:flex;align-items:baseline;flex-wrap:wrap;gap:4px 8px}
.res .total small{margin-left:0}
.res .sub{color:var(--band-muted);font-size:.98rem}
.res .sub b{color:var(--band-ink);font-weight:600}
.res-sav{border-top:1px solid rgba(255,255,255,.14);padding-top:18px}
.res-sav .k{color:var(--gold)}
.res-sav .total{color:var(--gold)}
.res-sav .own{color:var(--band-ink);font-size:.98rem;padding:10px 14px;border-radius:10px;background:color-mix(in srgb,var(--gold) 14%,transparent)}
.calc-out .insight{border-top:1px solid rgba(255,255,255,.14);padding-top:16px}

/* Cookie-Banner */
.cc{position:fixed;left:0;right:0;bottom:0;z-index:60;padding:16px max(16px,env(safe-area-inset-right,0px)) calc(16px + env(safe-area-inset-bottom,0px)) max(16px,env(safe-area-inset-left,0px));pointer-events:none}
.cc[hidden]{display:none}
.cc-box{pointer-events:auto;max-width:760px;margin:0 auto;background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 24px 60px -20px rgba(0,0,0,.55);padding:22px 24px;display:grid;gap:14px}
.cc-title{font-family:var(--display);font-weight:600;font-size:1.2rem;color:var(--navy)}
.cc-box p{color:var(--muted);font-size:.98rem}
.cc-box a{color:var(--gold-ink)}
.cc-opts{display:grid;gap:10px;border-top:1px solid var(--line);padding-top:14px}
.cc-opts[hidden]{display:none}
.cc-opt{display:flex;gap:12px;align-items:flex-start;cursor:pointer}
.cc-opt input{margin-top:5px;width:18px;height:18px;accent-color:var(--gold);flex:none}
.cc-opt span{display:grid;color:var(--muted);font-size:.95rem}
.cc-opt b{color:var(--ink);font-weight:600}
.cc-actions{display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-end}
.cc-actions .btn{padding:11px 18px;font-size:.95rem}
.cc-actions [hidden]{display:none}
@media (max-width:560px){.cc-actions .btn{flex:1 1 100%;justify-content:center}}

/* Rechtsseiten */
.doc{max-width:780px;padding-block:clamp(40px,7vw,80px)}
.doc h1{font-size:clamp(2rem,4.4vw,2.8rem);margin-bottom:28px}
.doc h2{font-size:1.3rem;margin:34px 0 10px}
.doc p,.doc li{color:var(--muted)}
.doc p{margin:0 0 12px}
.doc ul{margin:0 0 14px;padding-left:20px;display:grid;gap:4px}
.doc strong,.doc b{color:var(--ink);font-weight:600}
.doc a{color:var(--gold-ink);overflow-wrap:anywhere}
.back{display:inline-flex;align-items:center;gap:8px;font-family:var(--display);font-weight:500;color:var(--muted);text-decoration:none;margin-bottom:20px}
.back:hover{color:var(--ink)}